This Privacy Policy describes how your personal information is collected, used, and shared when you use Paybill.

1. Information We Collect

When you use Paybill, we collect several types of information:

• Account Information: When you create an account, we collect your name, email address, phone number, company information, and login credentials.
• Usage Data: We collect information about how you interact with our platform, including access times, pages viewed, and features used.
• Project Data: Information you enter about your projects, including project details, team members, schedules, and financial information.
• Employee Data: Information about your employees or contractors, including names, contact details, roles, and payroll information.
• Device Information: We collect information about the device you use to access Paybill, including hardware model, operating system, unique device identifiers, and mobile network information.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve Paybill services
• Process transactions and send related information
• Send administrative messages, updates, and security alerts
• Respond to your comments, questions, and customer service requests
• Monitor and analyze trends, usage, and activities
• Detect, investigate, and prevent fraudulent transactions and other illegal activities
• Personalize your experience and deliver content relevant to your interests

3. Data Sharing and Disclosure

We may share your personal information in the following situations:

• Service Providers: We share information with third-party vendors who provide services on our behalf, such as hosting, data analysis, payment processing, and customer service.
• Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• Legal Requirements: We may disclose information if required to do so by law or in response to valid requests by public authorities.
• With Your Consent: We may share information with third parties when you have given us consent to do so.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, regular security assessments, and employee training.

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal, accounting, or reporting requirements. When determining the appropriate retention period, we consider the amount, nature, and sensitivity of the data, the potential risk of harm from unauthorized use or disclosure, and the purposes for which we process the data.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to restrict or object to our processing of your data
• The right to data portability
• The right to withdraw consent

To exercise these rights, please contact us at paybill@unycode.net.

7. International Data Transfers

Your information may be transferred to, and processed in, countries other than the country in which you reside. These countries may have data protection laws that are different from those in your country. We have implemented appropriate safeguards to ensure that your personal information remains protected in accordance with this Privacy Policy.

8. Children's Privacy

Paybill is not intended for use by children under 16 years of age. We do not knowingly collect personal information from children under 16. If we learn we have collected personal information from a child under 16, we will delete that information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: